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05
JUL
2016

Why Small Employers Need to Bring Back Group Insurance Benefits

Six years after the passage of the Affordable Care Act of March 23, 2010, health insurers and consumers in the “marketplaces” are paying out more for healthcare than they ever have before.   This bill that was supposed to be a way to lower the cost of health care and make it...
08
JUN
2016

Colorado Division of Insurance press release: June 2016

Division of Insurance releases preliminary 2017 health insurance information Final approval expected in late September / early October. DENVER – The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), today released the preliminary...
19
MAY
2016

HRAs, HSAs, and FSAs – Oh My!

Health care plans, no matter how comprehensive, do not cover everything. Those extra expenses add up. Even if you eat right, exercise regularly, and manage existing illnesses, you can still find yourself at the doctor’s office with the flu or a broken bone. Furthermore, you still...
23
MAR
2016

What Does Having a Health Insurance Broker Do for You?

          The average American has enough trouble finding the right fit for health insurance for them and their families, by trying to navigate the Marketplace or various other website. A Health Insurance Broker takes care of all of that. It is a great...
19
FEB
2016

Looking at Your 1095-?

              It’s official: health insurance coverage must be proven on your tax returns this year. With the new change comes, of course, new forms. So you should have received a 1095 form by now, from either your employer, the Marketplace, or...
06
AUG
2015
premium tax credit

Why Not Filing Your Taxes May Cost You More for Your Health Insurance

              Did you receive any advance payments of the premium tax credit in 2014? If so, have you filed your 2014 tax return yet? For those who received these payments for cost reductions toward their 2014 healthcare premiums, they MUST be...
15
JUL
2015
health insurance check up

Mid-Year Health Insurance Check Up

The cost of your health insurance may change for 2016.  Whether you are looking at individual or company plans, these charts show the increases and decreases in your premium that insurance company’s have requested for  2016. It is our states insurance commissioner who reviews all...
29
OCT
2014
Health Savings Account

Understanding a Health Savings Account

What is a health savings account? Otherwise known as an HSA, a health savings account can be funded with your tax-exempt dollars. Dollars from the account can help pay for eligible medical expenses not covered by an insurance plan, including the deductible, coinsurance, and even...
07
OCT
2014

What you need to know about the Affordable Care ACT!

Health Insurance has changed, now making millions eligible for affordable health coverage. Open Enrollment: November 15, 2014 to February 15, 2015 If you need any assistance in getting the right health care plan for you and your family, we are here to help you! We have the...
12
SEP
2014
fitness fact

FITNESS FIRST: WALKING

If you are looking for an easy and inexpensive way to stay healthy or lose weight, you need nothing more than your own two feet. Walking is an ideal form of exercise—it’s free, and you can do it almost anytime and anywhere. Walking is also a great way to maintain a healthy weight...